Tangram Insurance Services

Cyber Insurance Program

Cyber insurance today is just as important as having General Liability, Property and Workers Compensation coverage. Just take a look at the most recent stats: In 2017, 61% of SMBs were breached as compared to 55% in 2016. A total of seven-plus billion records were compromised due to security breaches with the average cost per lost or stolen record at $141. Spear phishing and social engineering – digital tricks designed to win people’s trust and get a hold of financial and personal data to exploit – has exploded in the last few years. It’s a wake-up call for all business to get cyber-ready.

We’re here to help you get this much-needed coverage into the hands of your insureds. Our Cyber program is designed for a wide range of industries and offers a painless and streamlined way for your clients to get coverage. With broad built-in coverage, choice of limits and very competitive pricing, this is one of the best solutions in the market.

Broker Benefits

Product is in Limited Distribution and Semi-exclusive to Tangram
Competitive Commission
Quote Provided with Minimal Information
Quote in Your Hands within 24 Hours
Protection against Potential E&O claims

Product Highlights & Features

Aggregate Limits

$500,000, $1M, $2M and $3M Base Limits Available for Most Classes
Higher Limits: Up to $5M can be Requested

Claims-Made Liability Coverage

Enterprise Security Event Liability Coverage
Privacy Regulation Liability Coverage

First-Party Coverages

Crisis Management and Fraud Prevention Expenses
Computer System Extortion Coverage
Crisis Management
Fraud Response
Public Relations
Forensic/Legal
System Disruption Business Interruption
Data Recovery Expense

A Lot More than Basic Coverages Included

Breach Preparedness Information Services Before Claim – Free
Right and Duty to Defend
PCI Fines Included
Ransomware Loss Included
Extortion Threat Reward
Website Media Claim
Social Engineering Fraud – $100,000 sublimit
Telecommunications Theft Loss – $100,000 sublimit

*Risk Based Security Data Breach QuickView Report, Ponemon Institute

Ready to Learn More?

Located across the Golden Gate Bridge, just outside of San Francisco, Tangram is a full-service Managing General Underwriter and Program Manager offering specialty programs. We focus on industry-relevant coverage, competitive pricing, and practical business and risk management solutions for your clients. Since we are not all things to all people, we make sure to create outstanding custom-built solutions that matter to those businesses, and the brokers who serve those industries.

Every day we work on making life easier for you. Whether it’s the submission process, delivering quotes, or servicing accounts – we are determined to break new ground. We are constantly building so we can constantly help you build.

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Help mitigate the threat of cyber.