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Janitorial Business Insurance Programs for Carpet Cleaners, Janitors, Maintenance Services & More

Our package policy designed especially for Janitorial & Carpet Cleaning protects your insureds in the event of liability claims involving slips and falls and other hazards, automobile damage and liability claims for vehicles used on the job, and losses as a result of property damage and equipment breakdown. Coverage is written with an admitted “A XII” rated carrier. The package includes automatic extensions, broadening the coverage on the specific exposures of these businesses.

Claims are handled in-house, facilitating the entire process and settling claims in the most efficient way possible.

For contact information, submission requirements, and applications, please click here.

Who We Protect

Primary Classes

  • Janitorial Operations
  • Carpet Cleaning
  • Commercial Painting Interior & Paper Hanging
  • Commercial Painting Exterior
  • Handyman
  • Floor Installation/Floor Covering Installations (not ceramic tile or stone)

Secondary Classes

  • Landscape Maintenance/Lawn Care Services
  • Parking Lot Sweeping

Coverage Options

  • Workers Compensation
  • Cyber Liability
  • Workplace Violence

Go the Distance with Key Coverage Extensions

  • Voluntary Property Damage
  • Broad Form Additional Insured – Primary Wording
  • Per Project Aggregate
  • Broad Form Property Damage: $150,000 to $1,000,000 available
  • Loss of Customers Keys: $25,000 Limit
  • Newly Acquired Properties: $1,000,000 Building/$500,000
  • Personal Property Limits
  • Employee Dishonesty: $50,000/Client’s Property: $10,000
  • Limits from $100,000 to $1M
  • Hired Car Physical Damage $50,000 Limit
  • Workplace Violence

Program Features

  • Billing: Flexible installment plan for all-size accounts.
  • Claims Handling: In-house claims handling and reporting services with online, fax and telephone reporting options.
  • Risk Management: support through consultation, tailored loss control plan and online resources.

Program Footprint

Where We Are

Not Available

Ready to Learn More?

Located across the Golden Gate Bridge, just outside of San Francisco, Tangram is a full-service Managing General Underwriter and Program Manager offering specialty programs. We focus on industry-relevant coverage, competitive pricing, and practical business and risk management solutions for your clients. Since we are not all things to all people, we make sure to create outstanding custom-built solutions that matter to those businesses, and the brokers who serve those industries.

Every day we work on making life easier for you. Whether it’s the submission process, delivering quotes, or servicing accounts – we are determined to break new ground. We are constantly building so we can constantly help you build.

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