Civilian workers of U.S. government contractors and subcontractors, from the military to disaster relief, nonprofits, and education, are required to have Defense Base Act (DBA) Workers’ Compensation insurance to cover injury or illness to employees – no matter where in the world their job takes them. Through GMG Underwriters, a Tangram division, we can provide your insureds with DBA insurance and support.
DBA insurance requirements are identical to the Longshore and Harbor Workers’ Compensation Act (LHWCA) requirements. Every employer is therefore required to secure insurance for the payment of Workers’ Compensation benefits or to be permissibly self-insured. Every employer is also liable for disability, medical, and death benefits for employees in the event of injury or death.
The DBA applies to any employee, regardless of nationality, who is:
DBA insurance provides benefits for employees who work on a U.S. government project outside of the country, in the event that they are injured or killed. We offer comprehensive DBA insurance coverage that includes:
We’ve created at-an-glance flyer for our International Insurance program you can share with your staff as well as a Tangram Program Guide for an overview of all our programs and products.
Additional information is available here:
Located across the Golden Gate Bridge, just outside of San Francisco, Tangram is a full-service Managing General Underwriter and Program Manager offering specialty programs. We focus on industry-relevant coverage, competitive pricing, and practical business and risk management solutions for your clients. Since we are not all things to all people, we make sure to create outstanding custom-built solutions that matter to those businesses, and the brokers who serve those industries.
Every day we work on making life easier for you. Whether it’s the submission process, delivering quotes, or servicing accounts – we are determined to break new ground. We are constantly building so we can constantly help you build.