Jul 05, 2023Managing Janitorial Work Comp Risk During Growth
Janitorial Businesses & Cleaning Certifications
Janitorial businesses face various risks in their work. Back injuries, slips and falls, theft, and other hazards may result in legal claims. Your clients need to have adequate janitorial insurance to protect them from possible issues. There are also cleaning certifications that can reduce potential risks in the workplace for your customers.
Commercial Cleaning Certifications
Each company has unique needs that determine what courses are most beneficial. Many different types of certifications could minimize liability risks for your insureds.
Janitorial services for hospitals and medical facilities have changed due to the pandemic. Although your clients do not need a COVID cleaning certification to work in health care buildings, it may be beneficial to reduce risks. The Building Service Contractors Association International offers courses to front-line cleaners that include:
- COVID-19 disinfecting
- Infection control
- Worksite safety
- Process documentation
- Safety and Health Specialist
This certificate program offered by the Occupational Safety and Health Administration covers many things, such as:
- Accident investigation
- Respiratory protection
- Health and safety management
- Pandemic influenza preparation
The International Sanitary Supply Association provides this training on two levels. The basic certification covers:
- Chemistry of cleaning
- Customer service
- Above-floor surfaces
- Restroom sanitation
- Hard flooring
The advanced course teaches higher-level techniques.
The Green Building certification from the Cleaning Industry Management Standard certifies that businesses can assist operations with achieving a Green Building rating from the Leadership in Energy and Environmental Design. Hiring a janitorial service with this qualification is a requirement for compliance.
There are no specific permits required for this line of work. However, there are some courses your commercial cleaning clients may obtain for this purpose:
- Hazardous materials
- Respiratory protection
- Bloodborne pathogen
Commercial cleaning certifications help mitigate potential risks for janitors. There has not been a need until recently for insurance that covers virus decontamination jobs. Your clients may require additional coverage for virus disinfecting services. Our comprehensive janitorial policy protects your customers from:
- Accidents related to work vehicles
- Slips and falls
- Third-party injury
- Equipment breakdown
- Property or automobile damage
- Protection for Cleaning Businesses
Many janitorial companies may try to save money by purchasing the minimum insurance coverage. However, the cost of legal claims may be more than your clients can handle financially. Often, it saves more money in the long run for businesses to buy comprehensive policies that protect them from various risks. Coverages that help pay for legal costs are valuable when claims arise.
When advising your clients about janitorial insurance, remind them it is essential to consider deductibles and covered events. Customers should weigh the benefits of complete coverage over cost. Cleaning certifications can also help prevent accidents, illnesses, and injuries, reducing your insureds overall expenses.
About Tangram Insurance Services
Located across the Golden Gate Bridge, just outside of San Francisco, Tangram Insurance Services is a full-service Managing General Underwriter and Program Manager offering specialty programs. We focus on industry-relevant coverage, competitive pricing, and practical business and risk management solutions for your clients. Since we are not all things to all people, we make sure to create outstanding custom-built solutions that matter to those businesses, and the brokers who serve those industries. Contact us at (888) 744-9810.