Businesses that sell products overseas or have employees traveling abroad on business require a foreign package policy to address their unique risks, as these exposures are typically not covered under domestic policies. Depending on the business and the scope of work involved, this may include General Liability insurance to protect clients against lawsuits brought against them in a foreign country for bodily injury or property damage; Business Auto insurance to provide protection in the event an employee in a rented or borrowed vehicle is involved in an accident outside the United States; Foreign Voluntary Workers Compensation to pay for expenses of work-related injury or illness outside the United States; and other important coverages (listed below) – all of which are designed to provide coordinated coverage to protect the assets, employees and reputation of companies conducting business overseas.
Our Foreign Package insurance, powered by GMG Underwriters, a division of Tangram, is available to businesses located throughout the U.S. The package includes multiple coverages, each of which can also be purchased on a monoline basis.
Foreign Packages are issued in the U.S. with a broad menu of coverages including:
We’ve created at-an-glance flyer for our International Insurance program you can share with your staff as well as a Tangram Program Guide for an overview of all our programs and products.
Additional information is available here:
Where We Are
Located across the Golden Gate Bridge, just outside of San Francisco, Tangram is a full-service Managing General Underwriter and Program Manager offering specialty programs. We focus on industry-relevant coverage, competitive pricing, and practical business and risk management solutions for your clients. Since we are not all things to all people, we make sure to create outstanding custom-built solutions that matter to those businesses, and the brokers who serve those industries.
Every day we work on making life easier for you. Whether it’s the submission process, delivering quotes, or servicing accounts – we are determined to break new ground. We are constantly building so we can constantly help you build.