Janitorial & Building Services Package Program
Program
This product is designed especially for commercial janitorial
and related building service businesses. Coverage is written
on a package policy with coverage extensions that are automatically
included to broadly cover the specific exposures of these businesses.
Insurance Company
AM Best rated, A XII admitted carrier
Lines of Coverage
Property & inland marine, General Liability, Auto and Excess
Follow Form
Classes
Commercial Janitorial or Cleaning in states outlined below
Commercial Painters, Carpet Cleaners and Paperhangers (California only)
Available States
AZ, CA, IL, MA, MO, NJ, NV, PA, OR, TX, WA, UT
Just a few key coverage extensions automatically included:
- Voluntary Property Damage
- Broad Form Additional Insured - Primary Wording
- Aggregate Limits - "Work Site"
- Broad Form Property Damage: $150,000 to $1,000,000 available
- Loss of Customers Keys: $25,000 Limit
- Newly Acquired Properties: $1,000,000 Building/$500,000
- Personal Property Limits
- Employee Dishonesty: $50,000/Client's Property: $10,000
- Limits from $100,000 to $1,000,000
- Hired Car Physical Damage $50,000 Limit
*These are just a few examples of the broad coverage our
policy offers.
Billing
Direct Bill - 15% down payment with flexible installment plan
for all size
accounts
Claims Handling
In-house claims handling and reporting services with online,
fax and telephone reporting options
Ask the Risk Manager
Website dedicated loss control services for this industry including
tools and materials to assist your client with loss prevention.
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