Artisan Contractor General Liability Program

Artisan Contractor General Liability Program

 

Program

This program is designed specifically for the artisan contractor involved in a variety of trades. Tangram entertains all size contractors in the commercial and residential space. And with broad coverage and competitive pricing, there's no better place for your artisan contractor business.

 

Distribution

This program works with a narrow group of wholesale agents that specialize in the construction industry. Tangram has partnered with these agents because of their knowledge around contractor exposures, the construction marketplace and Tangram’s competitive insurance offering. To gain access to our program through an appointed Tangram wholesaler, please contact a member of our team.


Insurance Company

AM Best Rated,  A IX surplus lines carrier

 

Lines of coverage

  • Mono-line General Liability
  • Employee Benefits Liability

 

Available States

AZ, CA, ID, NV, OR, TX, WA, UT

 

Just a few highlights from our program:

  • Entertain commercial and residential contractors
  • Will look at accounts with up to 50% sub-contracting costs
  • Blanket Additional Insured coverage via CG 20 33 & Completed Operations via CG 20 37
  • Primary and non-contributory wording
  • Blanket Waiver of Subrogation
  • Favorable Sub-Contractor Warranty
  • Per Project Aggregate Available (up to policy cap of $5M)
  • No Prior Works Exclusion
  • No Subsidence Exclusion
  • No Sunset or Manifestation Clauses
  • No Broker Fees
  • Flexible and competitive pricing
  • Minimum premium:  $3,000
  • Policy Issued Within 48 Hours

 

Claims Handling

In-house claims handling and reporting services with online, fax and telephone reporting options.

 

Premium Audit

There is no minimum premium earned at audit.  This means your Insured’s policy is 100% auditable, which could greatly benefit them in today’s challenging economy.